RETIREMENT PLANS
OUR JOB IS TO SIMPLIFY YOURS
We offer services on 401k, 403B, 457 deferred compensation plans and other retirement plans to set up new plans or to improve current plans. First, we evaluate all aspects of your needs and current plan. Some of the things to consider are plan design, all costs, participation rate, participation educations, possible employer liabilities, and many other aspects.
--
EMPLOYEES
Saving enough money is critical to achieving retirement readiness, and it starts with a personalized strategy.
To help your employees get on the right path, we tell them how much to save, taking into account key factors such as when an employee wants to retire. We focus on building your employees’ wealth so they can focus on doing their best work. Without your employees lifting a finger, we place them in a tailored portfolio, putting them on the right path to help maximize their income in retirement.
WE WORK FOR YOU AND YOUR EMPLOYEES
We’re always working on behalf of you and your employees’ best interests. We don't get commissions for recommending funds or pushing proprietary products, and we don't have funds of our own. That means we do what we believe is best for you.
Ryman Auditorium
PLAN SPONSORS
We represent numerous plan sponsors, we can recommend or work with you to interview different sponsors to determine what is the best fit. Our team of experienced retirement planning professionals is your partner for a better 401(k). We’re here to guide you and offer expertise and support every step of the way, from plan design review and recommendations to support during the conversion process all the way through end-of-year compliance testing.
•Services
•Fully Customizable Plans
•Access to 25,000 Mutual Funds and ETF’s
•Self-Directed Brokerage
•Fiduciary Support
•Enrollment Support
•FFull-ServiceDiscretionaryTrustee
•Plan Administrator for Day-to-Day Monitoring of the Plan
•Customizable Plan Website
We have a specialized transition team that works tirelessly with Advisors and Plan Sponsors to assist them in the design and implementation of qualified plans. We work to create a retirement plan that satisfies the current Plan needs and provides for the future. Our dedicated administrators are fluent in numerous varieties of qualified plans and our ERISA attorney also ensures you will be kept current on all government filings and documents necessary to keep the plan in compliance.
Spectrum Financial Advisors (SFA) may only transact business or render personal investment advice in states where we are registered, file noticed or otherwise excluded or exempted from registration requirements. The purpose of this website is for information purposes only.
Managing Director
.jpg)
David serves the Founding Member of Spectrum Financial Advisors.
David was formerly with Wells Fargo Advisors since 1984 and received firm-wide recognition every year since 1997. David focuses on 401k retirement plans, endowments, foundations, non-profits and high net worth families.
While at Wells Fargo, David served as a Premier Advisor* and held the title of Managing Director – Investments, which is reserved for Financial Advisors at Wells Fargo who consistently demonstrated high ethical standards, achieve production criteria and maintain a strong commitment to client service excellence. During his career, David has been selected as one of the top 11 Financial Advisors in Tennessee by Research magazine** and one of the top 7 Financial Advisors in Tennessee by Barron’s magazine***.
David is graduate of the University of Tennessee and served as President of the Davidson and Williamson County UT Alumni Association and was a member of the UT Board of Governors. David also served as a member of the YMCA Y-CAP Board and Brentwood United Methodist Foundation Board. He is a past graduate of Leadership Brentwood and Leadership Middle Tennessee and currently serves on the Board of Directors for Second Harvest Food Bank
